![]() ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. Starting August 15, 2023, the ACMI installment term for new Apple Watch purchases will change from 24 months to 12 months. Starting August 15, 2023, carrier connection with AT&T, T-Mobile, or Verizon is required for all iPhone purchases made with ACMI. Currently, carrier connection with AT&T, T-Mobile, or Verizon is required for all iPhone purchases made with ACMI from Apple Store locations only. Taxes and shipping on ACMI purchases are subject to the variable APR, not 0% APR. If you buy an ACMI eligible product by choosing to pay in full with Apple Card (instead of using ACMI), that purchase is subject to the Apple Card variable APR, not 0% APR. Variable APRs for Apple Card other than ACMI range from 15.99% to 26.99% based on creditworthiness. See for more information about eligible products. for eligible Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S.Learn about details on account sharing options including some of the risks and benefits. Either co-owner can close the account at any time which may negatively impact your credit, and you will still be responsible for paying all balances on the account. Learn about Apple Card eligibility requirements. Addition of a new co-owner or merging existing accounts is subject to credit approval and general eligibility requirements. ![]() Card usage and payment history may impact each co-owner's credit score differently because each individual's credit history will include information that is unique to them. Credit reporting includes positive and negative payment history, credit utilization and additional information. ![]() In addition, co-owners will have full visibility into all account activity and each co-owner is responsible for the other co-owner’s instructions or requests. Each co-owner will be reported to credit bureaus as an owner on the account.
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